Business the Platinum Way. Challenging and rewarding, you're always on the go. You need a card that can keep up. Our Business Platinum Card does just this. Easing the daily pressures of running a company and making your work-life more comfortable, the Card provides benefits and rewards that can help your business spending go much further, as you can earn 1 Membership Rewards® point for every eligible £1 spent¹. Discover American Express® Business Cards.
Who is the Card for?
For business owners who travel often, the Card has a variety of benefits that transform travel time into work or personal time. Whether it's the comfort of an airport lounge, or the space to enjoy a night-off from networking, the Card is here to support both you and your business, no matter if you're constantly on the go or just looking to add a bit of ease to your work-life.
Supporting your business
The American Express Business Platinum Card gives you up to 54 days to pay your balance² optimising your cash flow. And, unlike a credit card, it's a Charge Card, so you repay the full balance each month - and since you're not using a credit card, you won't be charged interest. The Card also has no pre-set spending limit, giving you greater purchasing power to help you do business daily and help when you need to make larger item purchases.
Earn an extra 10,000 Membership Rewards points when you spend over £10,000 on your Card in one month, meaning you could enjoy up to 120,000 additional points per year. Other benefits for your business include a £150 statement credit every year to spend with Dell Technologies³ and Amex® Business Platinum Cardmembers get up to £75 in statement credits every quarter when they spend with their Card on uk.Indeed.com, potentially saving up to £300 on recruitment costs every year. Enrolment required after Card approval⁴.
A complimentary annual digital subscription to The Times and The Sunday Times makes staying in touch with the latest business and industry news easier than ever. A benefit worth £312. Just download the app to scan the headlines, anywhere and anytime⁵.
Seamless travel
Travelling for work can be hectic and exhausting, but it doesn't have to be. Your Business Platinum Card comes with a long list of travel perks that can make being on the road more relaxing than ever. Your Card includes access to over 1,400 airport lounges in over 500 airports around the world, across 140 countries and counting⁶. This means you can kick back and revel in some peace and quiet as you catch up on emails, tuck into a delicious dinner, or simply recharge your batteries.
The comforts don't end at the airport. With our hotel partners Hilton, Marriot Bonvoy™, Meliá Hotels International, and Radisson Hotel Group, you and your Business Platinum Employee Cardmember can receive benefits including complimentary upgrades, early check-in and late check-out where possible, enhanced loyalty points, complimentary Wi-Fi and much more. Enrolment required after Card approval⁷.
We understand that sometimes you want more freedom when you’re away, whether travelling for work or pleasure, solo or with your family. Our partnership with Fine Hotels & Resorts is here to make this happen, giving you access to a portfolio of 1,000 five-star resorts⁸. As a Cardmember, you’ll enjoy 12pm check-in, when available, a room upgrade upon arrival, when available, daily breakfast for two people, complimentary Wi-Fi, a US$100 hotel credit unique to each property, and guaranteed 4pm check-out.
Your Card is your travel agent, providing you with access to Platinum Travel Services. The Platinum Travel Services team is here to support Platinum Cardmembers in arranging travel experiences. Cardmembers can get started via American Express Travel Online by browsing our website here. If you book your flight or accommodation through Amex Travel Online, you also receive an annual £200 travel credit.
As a Business Platinum Cardmember, you have access to exclusive preferential airfares with our partner airlines, including British Airways and Virgin. And for total peace of mind, we've also taken care to ensure you and your family (not to mention your Employee Cardmembers) are protected when they travel with comprehensive worldwide travel insurance⁹.
Annual fee
Your Card is your business companion and it’s been carefully crafted to look the part. Every Cardmember receives a brushed, stainless-steel Card. Our exclusive design comes with your details lasered onto it, with your Card number on the reverse, to give a crisp, clean finish.
Wherever your business takes you, the Business Platinum Card is here to help you drive growth and enjoy the journey. All for an annual fee of £650.
Find out more about the Business Platinum Card from American Express and how to apply here.
- Membership Rewards: Membership Rewards Terms and Conditions apply to all redemptions. If you'd prefer a Card with no annual fee, rewards or other features, an alternative option is available – the Business Basic Card.
- Cashflow: The full 54 days to pay is obtained only if you spend on the first day of the new statement period and repay the balance in full on the due date.
- Once you have enrolled your Card Account, you’ll get up to £75 in statement credits between January and June, and the same between July and December for United Kingdom purchases with Dell Technologies on your Business Platinum Card – up to £150 in statement credits annually. Terms and conditions apply.
- Indeed Statement Credit: Benefit Limit is capped at £75 in Statement Credit; per every 3 months of the calendar year. The benefit value will reset on 1 Jan, 1 Apr, 1 Jul, 1 Oct of every calendar year until 31/12/2026. You cannot carry any unused benefit value from one period into the next. The benefit only applies to online purchases made at uk.indeed.com. Any purchases not made directly with Indeed are excluded. Excludes Indeed Events, Indeed Hire, Indeed Flex, Resume.com SimplyHired and any Indeed job seeker services. The Benefit is only available to the Primary American Express® Business Platinum Cardmember using their American Express Business Platinum Card. Transactions made with a Employee Card or Additional Card are not eligible for this Benefit. You must first save the Benefit to your American Express Business Platinum Card before making your purchase to qualify for the benefit. Only qualified purchases made after enrolment are eligible for the benefit. If you use another card to make a purchase at any time, you will not be eligible for the benefit on that card. The benefit will expire on 31/12/2026. American Express can withdraw the benefit at any time by giving you 60 days' notice. Your purchase must be made online at uk.indeed.com to be eligible for the benefit. If you spend in a currency other than Great British Pound (GBP), the amount paid will be converted based on the rate of exchange at the time of the transaction. A non-Sterling transaction fee of 2.99% will apply and this fee does not count towards the benefit. For more information regarding charges made in foreign currencies refer to your Cardmember Agreement. If you pay using third party payment providers, such as Buy Now Pay Later providers, third party payment providers or payment processors, you will not be eligible for the benefit. Statement credit(s) should appear on your billing statement within 30 days from the date of qualified purchase but may take longer. Credit(s) are not redeemable for cash or any other payment form. Your purchase of services from Indeed is governed by their respective terms and conditions (including privacy policies). Any and all of Indeed's online and/or mobile services and websites, and software provided by or on behalf of Indeed on or in connection with such services or websites shall be governed and subject to the terms, rules, policies, guidelines, standard and requirements, including, but not limited to, the Privacy Policy and Terms of Service, that may be posted on the Indeed site, available at uk.indeed.com/legal. American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brands' goods and/or services should be directed to their customer service. Our General Offer Terms also apply to the benefit and contain important additional terms.
- The Times and The Sunday Times digital subscription: Benefit is an annual digital subscription to The Times and The Sunday Times. Benefit subject to change. Please visit https://www.americanexpress.com/uk/business/benefits/platinum-business-card.html for full Terms and Conditions.
- Global Lounge Collection®: For full Terms and Conditions for Global Lounge Collection, please visit americanexpress.co.uk/welcomeplatinum
- Hotel loyalty programmes: Enrolment is required to receive programme benefits. Individual benefits vary by partner and are subject to availability.
- Fine Hotels & Resorts: Please visit americanexpress.co.uk/welcomeplatinum for full Terms and Conditions. Hilton: As a Platinum Cardmember you are eligible to enrol in complimentary Hilton Honors Gold status. Full details of Gold status can be found at HiltonHonors.com/MemberBenefits and is subject to change by Hilton. Marriott Bonvoy™: As a Platinum Cardmember, you are eligible to enroll in complimentary Marriott Bonvoy™ Gold Elite Status. For complete Marriott Bonvoy™ Program terms visit https://www.marriott.com/loyalty/terms/default.mi.
- Worldwide Travel Insurance. Terms and conditions apply. Please see the Insurance Terms and Conditions for full details. Please read this to understand the limits and exclusions that may apply. There are exclusions in your American Express travel insurance policy which cannot be varied or removed. If you have a pre-existing medical condition that falls outside of the list of accepted conditions referred to in the travel insurance terms and conditions, you may be able to obtain alternative or additional insurance via MoneyHelper (visit https://www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurancedirectory) or call the advice service on 0800 138 7777 (free from within the UK). Lines are open Monday to Friday, 8am to 6pm.
