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Employee Cards

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Summary

Learn how Employee Cards can give your business more helping hands.

      Employee Cards give your employees the flexibility to make business purchases as needed, while keeping you in control with the ability to easily set limits1, track expenses, and earn the rewards on your Card for employee purchases2 just like you do on your own Business Card. It’s kind of like having an extra set of hands—and one of those hands is holding your Card.

       

       

      Terms & Conditions:

      1 Employee Card Spending Limits may be set up online or by calling the number on the back of your Card. The Spending Limit is not a guarantee that the Employee Card Member will be able to make purchases up to that limit. There are certain purchases where the limit does not apply, such as, for example, restaurant tips and hotel stays extended beyond their original reservation period, and the overall Account capacity is taken into consideration. You agree to pay all Charges without regard to whether any Charges exceed a limit, and you agree that we are not liable to you or any other person when a limit is not applied to any Charges and/or when Charges are incurred and billed that exceed a limit. For more information on the application of the limit, please refer to the Employee Card Spending Limits Terms and Conditions at www.americanexpress.com/spendlimits/terms, which will also be provided when you enroll Employee Card(s) in this feature. Terms, conditions and restrictions vary by individual Card products.

       

      2 Terms, conditions and restrictions vary by individual Card products.

      Account Managers must be at least 18 years old and have a U.S. Mailing Address and Social Security Number.

      Published: May 30, 2024

      Updated: July 31, 2025

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