AT A GLANCE
- With the Amex Blue Business Plus Credit Card, you can earn 2X Membership Rewards® points on the first $50,000 in eligible purchases per calendar year and 1X points thereafter, with no category restrictions‡ and no annual fee.¤
- You can also earn 2X Membership Rewards® points on prepaid hotels, and other eligible travel purchases, booked through AmexTravel.com which will not count toward the first $50,000 in spending.‡
Everyday spending — whether it’s for supplies, software, purchases for client meetings, or recurring expenses — can be tough to manage and even tougher to keep track of. For small business teams, it’s essential to find a way to make those purchases go beyond just the good or service it’s paying for. The Amex Blue Business Plus Credit Card does just that, giving 2X Membership Rewards points on the first $50,000 in eligible purchases per calendar year, with no annual fee¤ and no need to track rotating spending categories.
This straightforward reward structure, alongside business management features like Employee Cards‡ and Expanded Buying Power‡, makes Blue Business Plus a practical choice for businesses that want to earn points on day-to-day spending. Terms apply. Read on to learn more about the Amex Blue Business Plus Credit Card and its benefits.
Terms apply to all benefits listed below. Benefits are subject to change.
What Are the Main Amex Blue Business Plus Benefits?
Here’s a high-level look at the core benefits of the American Express Blue Business Plus Credit Card.
- Earn Membership Rewards points on everyday business purchases
Businesses can earn 2X Membership Rewards points on eligible purchases on the first $50,000 per calendar year, then 1X points thereafter. You can also earn 2X Membership Rewards® points on prepaid hotels, and other eligible travel purchases, booked through AmexTravel.com which will not count toward the first $50,000 in spending. There is no need to track or manage spending across rotating categories — it’s a simplified approach to ensure your business spend is going a step further.
- No annual fee¤
Keep ongoing card costs low while still earning Membership Rewards points. Amex Blue Business Plus has no annual fee¤, giving your business access to rewards without an annual fee.
- Expanded Buying Power
The Amex Blue Business Plus Credit Card includes Expanded Buying Power which gives you the freedom to spend above your credit limit and get business done. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
- Employee Cards and spend visibility
Card Members can also add up to 99 Employee Cards and earn rewards on employee purchases in the same way your own Card does. The Blue Business Plus Card offers an Employee Card option with no annual fee.
- Account management support
Card Members can assign a trusted member of their team as an Account Manager. Account Managers can handle tasks like making payments, reviewing transactions, and adding Employee Cards, so business owners are free to focus on other priorities.
Membership Rewards points breakdown:
Here’s how Membership Rewards points add up for Amex Blue Business Plus Credit Card members.
| Purchase type | Details | |
| 2X Membership Rewards points | Purchases up to $50,000 per calendar year | No rotating categories; just a straightforward way to earn points across eligible purchases. |
| 1X Membership Rewards points | Eligible purchases after the first $50,000 per calendar year | Once your business has passed the annual 2X threshold, eligible purchases will earn points at the base rate. |
What Businesses Benefit Most from the Amex Blue Business Plus Credit Card?
Not sure if the Amex Blue Business Plus Card is right for your business? Here are some of the organizations that can make the most of its benefits:
- Businesses who want to earn Membership Rewards points without having to manage spending categories.
- Businesses with annual eligible spending near or below $50,000, the 2X Membership Rewards point annual cap.
- Businesses who want to earn Membership Rewards points with no Card annual fee¤.
- Businesses who occasionally want the spending flexibility offered by Expanded Buying Power.
Comparing American Express Blue Business Plus to Other Amex Cards
Frequently Asked Questions
- Is this a cash back card? No. Rewards for this card come in the form of Membership Rewards points. For businesses that prefer cash back in the form of automatic statement credits, we recommend the Blue Business Cash® Credit Card. Learn More
- Can I add Employee Cards? Yes, businesses can add up to 99 Employee Cards for no Annual Fee. These Employee Cards earn Membership Rewards points on eligible purchases, and businesses can track spending with alerts and summary reports.
- What is American Express Expanded Buying Power? Expanded Buying Power may allow eligible Card Members to spend above their credit limit. The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
The Takeaway
Every business is different, but the flexible reward structure and simplified framework of the Amex Blue Business Plus Credit Card means it could be the right fit for a business like yours. Make sure to check current offers and details of our card options before making a decision — let us help find the right fit for your business as it grows and evolves.
Learn more about the Blue Business Plus Credit Card and its rewards and features.
